Thursday, December 10, 2009

What are my chances on getting late payment removed?

I finally payied off my car loan about 3 months ago the last 3 years were bad for me so i maid alot of the payments late and i was wondering if there is a way(nice of course)of talking to the creditor to see if they remove that from my credit



do you think is possible ?and how?



What are my chances on getting late payment removed?opera house



Have you checked your credit report to see if they are even on there? Unless you were more than 30 days late, it won't even get reported to the reporting companies.



If they are on there you can always ask, and if it was only 1 or 2 they might do that for you, but more than that they probably will not do anything to remove the late payments. You could try and call them, but ask to speak to a manager. Explain why you were late and ask if they could have those removed. If they won't, then send a letter to the company doing basically the same thing.



Now for good news, as time goes on the late payments have less and less effect on your overall score. After a couple of years on a paid off loan it will be down to a minimal effect as long as you have maintained excellent history since then. The most important thing is to be sure that you pay everything on-time from now on.



What are my chances on getting late payment removed?dream theater opera theater



If you still owed them some money you would have a chance at getting them to make that part of the payoff agreement.



But since you have paid the vehicle off they have no incentive to change what they have already reported.



You can always ask? You never know.
You can always explain and ask, but you can't change history.



Good luck.
MAKE SURE TO READ WHAT I WROTE UNDER "SOURSES" IT WILL HELP YOU %26amp; OTHERS WHO STRUGGLE TO MAKE ENDS MEET EVERY MONTH! I HAVE USED THIS FOR YEARS %26amp; AS LONG AS YOU MAKE SURE TO PUT MOST OR ALL OF YOUR PAYCHECK IN YOUR CKG. ACCT. EVERY WEEK EITHER BY AUTO-DEPOSIT or by CASHING IT %26amp; DEPOSITING IT YOU WILL NEVER HAVE BAD CREDIT AGAIN!!!



As for your question: Have you ever heard of a "SNOWBALL'S CHANCE IN H..." ? Like the other guy said, you've paid them off, they're done with you, they don't care about you or your credit rating, except for the fact that THEY DO NOT WANT TO FORGET YOU ARE A SLOW PAYER %26amp; A POOR RISK (that's not me saying that, it's what the CREDITOR thinks!) -- because truth be told they probably don't ever want to finance YOU again %26amp; keeping your CREDIT RECORDS as they are is their best way of making sure they don't finance you again !!! So, your chances of getting those SLOW %26amp;/or LATE PAYS removed from your C.R. are probably less than 100%: NO WAY. But as said b4, you can always try. It would've been smart to get a written agreement to adjust your rating b4 you paid them off, say if you'd've had the full payoff ready to pay them a couple months in advance in exchange for giving you a better rating you might have had a chance to get your C.R. adjusted, but you'd've wanted to get it IN WRITING EVEN IF THEY AGREED -- NEVER take a VERBAL agreement by the way! I took the "WORD" of a creditor once and do you know what happened after I kept my part of the bargain: NOTHING !!! They said they had never made any agreement with me about anything !!!



So, my hubby's credit rating was perfect -- except for that creditor!!! It hurt his interest rates on all loans for 7 YEARS , BECAUSE THEY LIED TO ME!!!!!!



The credit problem was not even my husband's fault! He had bought a $23K brand new boat %26amp; the motor was a LEMON. We tried to get the company (which starts with a "W" and makes high-powered boats, some of which have been in TV series) to repair or replace the motor under the warrantee -- they ignored us !!! Then we tried to get the CREDITOR (the one who also LIED to me) to put pressure on the MANUFACTUROR to fix or repair the motor -- they ignored us too !!! We repaired the motor twice at our own expense which was a substancial amount of money both times, the 3rd time the motor screwed up we refused to repair it ourselves or to make any further payments if the CREDITOR didn't help us get the MANUFACTUROR to repair it, they still ignored us. I told them they could come %26amp; get it in that case !!!



My husband's credit was otherwise rated "A" except for that boat, so it ruined his credit by way of making any loans he needed cost very high interest rates.



So, for the next 7 years I used my Credit to buy whatever we had to finance as my credit was "A". A good reason to not finance things jointly (except maybe a mortgage).

I am getting sick of being late for work!!?

I have to take my mood disorder pill before I go to bed, it's name is seroquel. It really knocks me out, I have 3 alarm clocks, 2 are acrossed the room and them my phone, I always wake up to my phone, but recently I can't get up. I tried to stop the seroquel, but I can't because it screws up my eyes and my eye appointment isn't till January 8th. Is there something I can do so this stops happening, I just got promoted and I don't want to lose my promotion because of being late all the time.



I am getting sick of being late for work!!?opera.com



You can take the Seroquel alot earlier that you are---



Discuss with your doc thr problems you are having. He may want to cut your dosage or change you to a different med.



Deseryl is an antidepressant that is also used for sleep. It does not cause the extreme grogginess the next day



I am getting sick of being late for work!!?amc theatre opera theater



Seroquel shouldn't knock you out that bad. PLEASE talk to your doc about cutting back the dose.

Long term relationship: She stays out late. I do not and getting frustrated. How can we get through

She works a retail job with an odd schedule. I work as computer programmer with a set schedule and weekends off. I goto bed at Midnight and wake up at 8-8:30am every day and I am also a light sleeper.



Lately, she has been going out with her friends at night then coming home around 2-3am, maybe usually once a week, sometimes twice. She always invites me out but I don't like staying out late in the middle of the week because of work. Usually she hasn't been going out this often. I am starting to get frustrated by being woken up when I hear the key hit the door and she drags herself to the bed then passes out, leaving me wide awake for another hour. The following work day, I'm tired and it is difficult to concentrate on my work.



We've lived together for a few years now and I feel like we communicate very well. With this topic however, she tells me that she understands how I feel but will not compromise because she likes going out with her friends and have fun.



Long term relationship: She stays out late. I do not and getting frustrated. How can we get through this?opera mobile



Ask her if she could make it a point to come in a little quieter. Have separate bedrooms. Put your foot down and tell her it's unacceptable. Leave her.



Long term relationship: She stays out late. I do not and getting frustrated. How can we get through this?imax theatre opera theater



Tell her to do this on the weekends when you DO have off, or else pack her crap up and toss it out the door!
tell her she coudl be a bit more quiet when she comes home. it's call being courteous.
try talking to her again. tell her how you feel and tell her it sucks. tell her that its okay for her to be out, but you would like for her to be more considerate coming in and out because you are sleeping. if it still keeps going on, you should consider moving out.
Find another room or bed to sleep in, if you have two rooms make one room yours and comfortable so she can sleep on her own. You have to make her understand that you don't like what she is doing, keep telling her and it will sink in.
Then you have to decide if the issue is a deal breaker for you or not...or perhaps separate bedrooms so she can pass out w/o disturbing you.



She's a party girl...you're a more sedate guy...my guess would be that this isn't going to work out too much longer...y'all aren't on the same page and apparently compromise isn't on the horizon...
Ok if you guys have time for eachother and go out a lot on dates every now and often then it's ok you just trust her staying out late, or you worry for her safety but you have to trust that she's doing things right. Now if your long term relationship isn't that great then your best bet is to talk to her about it and let her know look I don't want to seem like aboss or nothing cause your your own women but I really don't like you staying out late like that because I worry about you a lot and care for you.
ask her nicely if she could please not go out that late for her safety. or not just tell her to another room or something
I'd get married, have kids, and then get a divorce.



I work graves, 4 on 3 off. People find it funny that after work on my friday I go have a beer and dinner/breakfast.... My body is adjusted to this. I wake up at 2 am somedays on my day off and eat.... its normal lunch time to me.



Only simple solution, on the nights when you are asleep, have her sleep in a different bed. When your bed is cold enough at night, maybe you will 1. look for someone with a different work schedule, or 2. Enjoy that she comes home everynight...and loves you.
Well she just let you know how much respect she has for you. If she is going to stay out late then maybe she should stay over night with a friend,come home earlier when going out,or hit the road because she wont respect the fact that you need sleep in order to work the next day. I hope your not married yet because this would be a bigger problem. I hope you resolve this.
Think about it this way either you go out with her once a week and sleep when she sleep or you stay home go to sleep and continue to be tired at work any way you lose sleep at least lose your sleep having some fun. You can even be the designated driver so you don't over sleep or have any hangovers.
then tell her how you feel, maybe she can limit it to just once a week if she's gotta do it, and be with you the rest of the week, but try comprimising with her, maybe join her and just not stay out as late, show her you want to work with her, or you will grow apart
i know what you are going through i have been there myself.if you talk to her and it doesnt stop trust me it will only get worse and you will end up with a broken heart so leave and stop torturing yourself she doesnt even try to have a conversation with you when she gets home that tells you she does not care about your feelings.you deserve better.

From those who've done it late in life, would you recommend getting circumcised?

Basically I've been thinking about getting a circumcision done, I'm in my mid-twenties.



I keep hearing about how American women find it completely unappealing and nasty to still have your foreskin, and that they enjoy it more from a guy that is circumcised.



But I have also heard that when you get circumcised, you loose feeling in your penis and sex isn't as pleasurable anymore. Then I've also heard that an uncircumcised penis feels better, according to women. Which totally contradicts what I've mentioned in the first half.



So from those guys who have gotten it done later in life, would you recommend getting a circumcision? Yes, or no, and why?



From those who've done it late in life, would you recommend getting circumcised?opera sheet music



Do not get a circumcision.



The foreskin keeps the glans soft and moist and protects it from trauma and injury. Without this protection, the glans becomes dry, calloused, and desensitized from exposure and chafing.



Specialized nerve endings in the foreskin enhance sexual pleasure.



The foreskin may have functions not yet recognized or understood.



[ http://www.nocirc.org/publish/pamphlet7.... ]



"Circumcision removes the most sensitive parts of the penis and decreases the fine-touch pressure sensitivity of glans penis. The most sensitive regions in the uncircumcised penis are those parts ablated by circumcision. When compared to the most sensitive area of the circumcised penis, several locations on the uncircumcised penis that are missing from the circumcised penis were significantly more sensitive." Circumcision removes as much as 75% of sensation [ http://www.nocirc.org/touch-test/bju_668... ].



The foreskin reduces the force required by the penis to enter the vagina. It also increases the sexual enjoyment of the female partner. Here is a study to back this up: http://www.cirp.org/library/anatomy/ohar...



Circumcised males have a much higher rate of sexual dysfunction. [ http://www.cirp.org/library/sex_function... ]



The vast majority of the world(83%) is not circumcised.



There is no good reason to perform male genital mutilation



No medical institution in the developed world actually recommends the practice.



The following link contains the position of medical societies in English speaking countries on circumcision. Specifically British Medical Association, Royal Australasian College of Physicians, Canadian Paediatric Society, American Medical Association, American Academy of Pediatrics, Australian College of Paediatrics and Australasian Association of Paediatric Surgeons:



http://www.circumcision.org/position.htm



From those who've done it late in life, would you recommend getting circumcised?shows opera theater



Email Me At:



ashely872@yahoo.com
That just sounds ouchy
Coming from a woman who has had sex with both circumcised and un-circumcised men I can safely tell you both were quite pleasurable. If you feel selfconcious about it get it done. If you feel fine, then don't. It should be about how you feel.



Also, yes we American women find it more appealing when men are circumcised.
My Perspective as an American Woman:



I prefer uncircumcised. I like that there's more skin to play with and roll around. Plus it makes it so lubrication isn't always necessary for a hand job, you know?



I would think that you would loose a bit of sensitivity on the head. With the foreskin, the head is always protected. Without, it would get desensitized.



I don't understand why women seem to hate foreskin. It's what's natural after all. I guess it's all in what you're used to.



Anyway, I think if you want to get it done, go for it. It's your choice, right?



I love how the first 4 people to answer this question are female, lol
i'm not a guy but i never had my son done. my husband wasnt and we have been married forover 38 years have three kids. and we have great sex. it is just a matter of taking care of it or not. if you keep it clean then it is ok .not to. but if not then you should. i also heard it was worse on you if you were older.
my son in law had it done awhile back .he said it is very painful he had to have it done it was a medcial issure. he said if he had any sons they would have it done as a baby
Well i don't think there is a difference, It is all what you want and would feel better doing. My husband is not circumcised but we circumcised both of our sons. Do what makes you feel better.
Im American and Ive had both, but I prefer uncircumzed. I just find it easier to pleasure and dont need lubes. you should let your girl try it, because I thought I wouldnt like it but then I ended up prefering it
In response to jellybean, studies have indeed found that circumcision negatively affects pleasure, sensitivity, and masturbation. There's a reason why it's becoming a lot less popular nowadays (it's as low as 14% in some states). You can see the sources in the link below.



In addition to Martin, make sure you check up on the risks. Otherwise, it's your call; being uncircumcised gives you the advantage to choose. Those that had it done are bound to prefer it, because obviously they had it done because they wanted to have it done, or due to medical reasons. Otherwise, the satisfaction rates are about the same according to surveys.
The problem with asking on such forums is that usually guys who get circumcised later in life do so for medical reasons, so obviously it's better. Guys who've been circumcised since birth have no idea. And guys who're uncircumcised and have no problems will generally try to convince you against it, if you're not doing it for medical reasons. Whoever you ask there's a bias. The best anyone can provide you are some facts, and here's a brief attempt. Ironically, pretty much everything you mentioned is at least partily true.



Circumcision removes the foreskin, which contains many nerve endings that may contribute to sexual sensitivity (link 1). In addition, several studies seem to indicate that the foreskin plays a role in the sexual satisfaction/pleasure of not only the man, but the woman as well (links 2, 3, 4). So statistically, sex will probably not feel as great after circumcision compared to before (but this isn't universally true).



Most women don't actually care if the penis is circumcised or not as long as it's clean, though many American women might find an uncircumcised penis weird the first time simply because they've never been exposed to one. Also a lot of women find the penis unattractive anyway, regardless of circumcision status, so that's not likely to change (they're more interested in what one can do with it). It might be worth noting that more and more guys in the US are uncircumcised, so as more women get "used to" it, the less they'll find it unappealing.



Finally, in my opinion (I'm not circumcised), as long as your foreskin is working normally, you maintain good genital hygiene, and you practice safe sex, you probably won't gain anything from circumcision. Thus I'd recommend against it. But it's your decision, and best of luck with whatever you decide.
Speaking as a woman who's had both, I strongly prefer an uncirc'd man. It just feels so much better. As for ppl saying women find it gross, if we know better than we don't. Some women are just either uneducated or closed minded, if your girl is uneducated, teach her the benefits, if she is judgemental about that it only goes to say that she will be about other things too and u dont want that. I suggest u keep it the way it is, once it's gone u cant get it back and what a shame it would b to lose such benefits.
I'm a woman who's had both and I have a strong preference for uncircumcised men.



I don't understand why you would get it done later on. If a woman is keen enough on you to have got to see your penis, it shouldn't make a difference. If you keep yourself clean there are no hygiene issues, and unlike jellybean I have never noticed any unpleasant odour from uncircumcised men. The musky, personal scent is appealing, just as the natural scent of a woman is appealing. A lot of American women seem negative about intact penises, but this is a learnt response, women in Europe would be the opposite. They just don't know what to do and believe what everyone else says. You just have to teach them the benefits.



If you aren't sure, don't have it done. You can't change your mind afterwards.
not true- you don't loose feeling in your penis. It's more hyegenic to have that extra skin removed. If ur in your mid 20's it will hurt quite a bit and the recovery time will be longer. Ask your doctor. I didn't circumsize my 4 yr old and i now regret it. I think i'm gonna do it in the next couple of months and not wait any longer. From a woman's perspective- it looks and smells better if ur circumsized. It just smells dirty when a guy is not circumsized. I prefer my men to be circumsized. I've had about 4 sexual partners and a couple of flings. out of 7 guys i've done it with 5 were circumsized and the other 2 weren't and sex was good still but i wouldn't go down on them because the odor was different and it bothered me. Trust me- these guys were clean guys but still- the foreskin covering the head will cause some kind of sweat to happen and therefore you'll get that odor women hate. I say- do it! for hyegenic purposes but it will hurt a bit make sure your doctor numbs you well. Note: the older the person (child, teen etc) the more expensive it is.

I want to know why i getting my emails to late 4 to 8 hours late.?

i been reciving my emails from 4 to 8 hours late



I want to know why i getting my emails to late 4 to 8 hours late.?listen to opera



that happens to me as well and its is not hours it a day or so,



maybe the server is really slow!



I want to know why i getting my emails to late 4 to 8 hours late.?concert venue opera theater



is the world going to end if you don`t get them stop think not every thing revoles a round you slow down and you may live a litter longer

Saturday, December 5, 2009

I have a girlfriend who is continuously late alot, which gets me mad. Is there anyway of getting her

time more often. Also should i be mad if she is late often.



I have a girlfriend who is continuously late alot, which gets me mad. Is there anyway of getting her to be oncity opera



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I have a girlfriend who is continuously late alot, which gets me mad. Is there anyway of getting her to be onperforming shows opera theater



set all her watches and clocks 15 minutes ahead of time! all of mine are because i hate being late for anything.
Tell her after 10 minutes you will leave....
I'd be mad...it's inconsiderate. Tell her to be someone 1/2 be she actually needs to be, then it won't be an issue and no one gets hurt :)
Tell her to be there 1 hour before you get there, and when she's not looking, set her watch back so she is always trying to catch up!
I had one like that. She was a great person but just couldn't be on time. I had to let her go. You could try waiting 5 minutes past the agreed time and then leaving.
of course you have the right to be mad! it's pretty annoying when someone isn't on time!



Just tell her that it would be nice if she was on time more often. If she really cares about u, she will try her best. otherwise, break off the relationship if you feel as if you can't stand it. it's your choice!
yes.. just dont be there when she comes... its a very quick cure,,,
Let her know how much you're bothered be it
well you pick her up
Tell her to meet you 15 - 30 minutes BEFORE you really want to meet. It works well :)
You have a couple of options. One, you compensate by always telling her fifteen minutes earlier than you really need her to be ready....Two, you learn to deal with it as part of her personality. Some people just do not value time as part of their lives. Those of us who do are usually frustrated by them!



Good luck.
stop waiting she will get the point if she is late go on without her.
I will tell her to hurry up when I am through with her next time.
Tell her a half hour earlier than actual time
yes you should be. i used to get so upset when i took my time to get ready, but my boyfriend was always late. so i just started telling him that "i dont want to go anymore, i got tired of waiting" he felt really stupid, and eventually stopped being late all the time unless there was a good reason.youshould try it.
You know if she is late tell her that she needs to start a little early and that at such and such a time and if she is late by 5 minutes you will be gone off by your self. I have a daughter who is always late. So I just tell her to meet me and ad a half an hour early to the time we are suppose to meet. Gets us early to some places.
tell her in a nice non scolding voice how much it upsets you. My boyfriend is often late as well so i usually tell him to be somewhere earlier than he really needs to be there so that when he does get there we'll either be on time or just slightly late.
Why is she late? Is she late because she is bad at watching the time? If so then just realize she is going to be late and adjust your plans for the needed time. Or tell her to meet you ten, fifteen minutes earlier then you would really like her to be there. Or is she late because she doesn't care? For some reason I don't think that would be the reason, but if so you should talk to her. Don't accuse her of things, just ... ask. Be more gentle on the topic, see if you can figure out if maybe she just doesn't have enough time, isn't planning right, or if maybe the expectations you have for a time schedule isn't working for her.
this is an unacceptable habit. She will never succeed in an occupation if she's always late
Not mad, just aggravated. I have a friend that is ALWAYS 30 minutes late. So when I ask her to meet me for lunch or whatever, I knock of 30 minutes from the time. (Say lunch at 12..ask her to be there at 1130-she'll be on time and never know it! works everytime!)
You have a reason to be upset if she's 'always' late. At the beginning of my relationship w/ my boyfriend I was always late too and it bothered him b/c he would wait for 45-60 min for me to get ready. He would pretend sometimes that it did not bother him and he finally blew up lol, he said you can't keep doing this to me! I realized that he's right b/c that's a sign of disrespect, why should he have to wait that long for me to do whatever? Now I come early lol. Learned my lesson. Talk to your g/f about this and make sure she understands where you are coming from and how rude it is to make someone wait.
Of course tell her the movie, dinner, date etc. starts 30 minutes before it really does. Than she should be on time!
tell her to meet u earlier than the real time ur supposed to meet!oh yeah %26amp; u should be mad if shes late alll the time!
of course you should be mad. she is proving she just doesnt care. start doing that to her especially if you guys have to go to a special event for her. "like dinner with her parents, party, friends. etc etc"



also try changing the clocks in the house about 10 - 15 mins ahead. my mom did that cause my dad was ALWAYS 10-15 mins late.



start telling her different times..... like say for example you guys have to be somewere at 5pm. tell her 4:30pm "depending on how late she usually is"
I have a friend who's constantly late. It used to be a joke when we were planning on meeting her and joking that we'd tell her 20 minutes earlier than when we were meeting (she's consistantly 30 min late). Then one day we told her the wrong time and she actually showed up when we wanted her too (although she still thought she was 30 min late) Since then, we always tell her 20 min earlier than the time we're planning to meet.



Maybe your gf doesnt realize that she's being inconsiderate. Talk to her about it honestly and maybe she'll change, if not, just start telling her to meet you at 12:00 and then gauge when you show up so you meet at the same time
Been there, she done that. Some people are just never on time. Suck it up. Wait until you get married. Just accept it.



One thing that worked for me-once in awhile, if the movie starts at say, 7:45 PM, I tell her it starts at 7:15 PM. It works like I said every so often. Good luck.
Do this:



Calculate how late does she get everytime (say 1 hour),



Decide what time you wanna get her to the place (say 8 pm),



and then tell her to come an hour before the actual time ( say at 7 pm).



This way she will arrive on time (say at 8 pm).
boy she is a girl do you know how long it takes us to get ready it takes me an hour and some people longer. it takes us longer to do any thing. just see how late she usually is and tell her a different time. like if she is all way a half an hour late and you want to be some were by 5:00 tell her 4:30. get it good. it works



good luck
Punctuality is important in all areas of life, work flights etc, if you are not on time you miss your flight or can find yourself without employment! Is your girlfriend only late with you or in other areas of her life?



When someone is continually late, this is a sign of disrespect. Talk to her and tell her you feel disrespect3ed when she is so inconsiderate.



Some people don't consider others. Remem ber you teach people how to treat you.



You can teach her that you will not be delayed in this manner by making sure she knows the time and tell her if she is not on time, you will go without her and do it!



If she cares for you she will make the effort if not let her go and find someone who respects you.
I didn't think I would ever use this again, but here I go. Last semester I took a personal communication class and I learned a lot about this kind of thing. I know this may sound corny, but try this:



"When you are late I feel angry (or what you might be feeling), because it takes time away from what we are doing (or because of what it is that makes you feel the way you are feeling). I would appreciate it if you could try to be on time more often, or call me when you are going to be late (or some suggestion that may solve the problem). What do you think?"



You don't need to raise your voice, just tell her you would like to talk and sit down for coffee. Have a nice chat. Find out why she is often late. She may just be a late person, you know: "She was born late and has been late ever since." Anyway, don't be hostile, be supportive. That way you don't lose your girlfriend and she doesn't have to feel like she is being attacked.



Good luck!!!!

What should i do to avoid getting late for school ?

i always get late reaching school. my school is at 8.00 am and i always reach there at 8.10 or 8.20.



never get on time. can u plz help me out ?



What should i do to avoid getting late for school ?passions soap opera



hahaha, lol



make a boyfriend at school, lol



in this way u wont get late for school ever, lol



What should i do to avoid getting late for school ?mr messed up opera theater



Wake. Up. Earlier.
one of my instructors always told me..it is better to be 1 hour early, than 1 minute late...and he is right...trust me...your teachers will love that...and be easier on you too...well, not as hard on you for coming in late..
get up earlier
well if you drive a vehicle, you should determine how much earlier you should leave to arrive on time. and if you walk. wake up earlier. usually i set up like 3 or 4 alarms depending. one by my bed(warning) 1 in the bathroom(HAVE to get up), one in the living room(HAVE TO GET UP AND WALK LIKE 20 EXTRA FEET..HEHEH) and one in the kitchen(YOU SHOULD BE UP BY THEN). IF THAT doesn't help then i don't know what else to tell you.
wake up earlier
why not live in campus?or you can rent a house near school. if it's expensive ,you can rent a apartment with your friends/classmates,so he/she can wake you up
First find out %26amp; plan ur self..what r the most essential things or events.. that u have 2 finish , before u go 2 school... and estimate the possible time for that event....Like...



1) reading %26amp; home work 45 min



2) Pre-preparation for todays lessons 30 min



3) Taking bath %26amp; dressing 30 min



4) breakfast %26amp; milk 15 min



5) Checking for all required items ..



that u have packed, like...



Books, ID card,lunch box,



water bottle, pen,pencil, eraser etc 10 min



6) Time 2 reach u r school 30 min



7) miscellenious time 20 min



Now sum the total time...it`s 3 hours........



If u want 2 reach the school in time, then u have 2 wakeup 3 hours before your school time (8.00)



So u have 2 wakeup at 5.00 AM...for that put alarum at 5.00am or ask u r parents to wakeup u at 5.am.



And ...Implementation is the most important thing than planing.



I know...Initially.. it might be little bit difficult 2 u to follow this schedule...but after few days it willbe habitise 2 u.



Good Luck!!
Wake up earlier than you usually do and leave eariler. It is better to be early than too late. If you are too early then if you need extra help in a class then you can get it then or finish any homework you have.

 
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